Acceptance of Terms

These Terms and Conditions ("Terms") govern your access to and use of the Breakthrough Business Advisors website located at breakthroughbusinessadvisors.com ("Website") and any services offered by Breakthrough Business Advisors ("Company," "we," "us," or "our"), a business lending company located at W1959 Spring Prairie Rd, Burlington, WI 53105.

By accessing or using this Website, submitting a funding application, or communicating with us via email, SMS, or other means, you agree to be bound by these Terms. If you do not agree to these Terms, please discontinue use of this Website.

Use of the Website

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of any third party. You may not:

Business Funding Services

Breakthrough Business Advisors is a direct business lender offering working capital loans, equipment financing, revenue-based financing, business lines of credit, and related financial products to eligible businesses.

All funding applications are subject to review and approval at the sole discretion of Breakthrough Business Advisors. Submission of an application does not guarantee approval or funding. We reserve the right to decline any application for any lawful reason.

All funding products are offered to businesses (not consumers) and are governed by the specific loan agreements and terms presented at the time of any approved offer. Terms, rates, and conditions vary by applicant, product type, and market conditions.

SMS / Text Messaging Terms

SMS Program Terms

By opting in to receive SMS communications from Breakthrough Business Advisors, you agree to the following:

  • Program Description: Breakthrough Business Advisors may send you recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services.
  • Automated Dialing: Messages may be sent using an automated telephone dialing system (ATDS).
  • Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
  • Message and Data Rates: Message and data rates may apply depending on your mobile carrier and service plan.
  • Opt-Out: Reply STOP to any message to cancel your subscription and stop receiving SMS messages at any time. After opting out, you will receive one final confirmation message.
  • Help: Reply HELP for assistance or contact us at shanon@breakthroughbusinessadvisors.com.
  • Consent is NOT a condition of purchase. You are not required to consent to SMS communications to apply for or receive funding from Breakthrough Business Advisors.

Supported carriers include, but are not limited to: AT&T, Verizon, T-Mobile, Sprint, Boost Mobile, MetroPCS, and other major U.S. carriers. Carrier liability is not assumed.

Email Communications

If you have opted in to receive email communications from us, we may send you information about our services, promotional offers, and industry information. You may unsubscribe from marketing emails at any time by clicking the "unsubscribe" link included in any email or by contacting us directly.

Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, icons, images, and software, is the property of Breakthrough Business Advisors or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, modify, distribute, or republish any content without prior written consent.

Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, SERVICES, AND INFORMATION PROVIDED ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or timeliness of any information provided on the Website.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BREAKTHROUGH BUSINESS ADVISORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THIS WEBSITE OR OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability for any claim arising from or related to your use of this Website shall not exceed one hundred dollars ($100.00).

Indemnification

You agree to indemnify, defend, and hold harmless Breakthrough Business Advisors and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of your violation of these Terms or your use of this Website.

Third-Party Links

This Website may contain links to third-party websites for your convenience. These links do not constitute our endorsement of those websites or their content. We are not responsible for the content, privacy practices, or terms of third-party websites. Accessing third-party sites is at your own risk.

Privacy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and protection of your information.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of this Website shall be submitted to the exclusive jurisdiction of the state and federal courts located in Racine County, Wisconsin.

Modifications to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of this Website following any modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

Contact Information

If you have questions or concerns about these Terms and Conditions, please contact us:

Breakthrough Business Advisors
W1959 Spring Prairie Rd
Burlington, WI 53105
Email: shanon@breakthroughbusinessadvisors.com